Loanalt’s quick loan is the largest in the market and is the bank that most quick-loan companies offer direct payments to.
Loanalt is Sweden’s largest bank for private customers and many bank customers have a personal account from Loanaltbank alongside the ordinary bank. Quick payment of money to the bank account via a so-called SMS loan is sometimes a completely necessary service when we need to borrow money. On this page there are opening hours for websites where you can get a quick loan and payment directly to a Loanalt account.
Quick loan to Loanalt person account
Loanalt’s personal account is a transaction or payroll account for the payment of salary, pension or other income, such as child allowance, housing allowance or student support. The personal account can be a regular account number or a social security number.
It is possible to link a bank card to the account and withdraw money worldwide and make automatic transfers directly to other accounts in Loanalt. The personal account is covered by the state deposit guarantee, which gives the right to compensation of up to SEK 950,000.
From PK Bank via Semibank to Loanalt
Loanalt originated in the state-owned Post and Bebank, formed in 1974 with the merger of Bebank and Postbanken. In 1990 Bebank bought the smaller private bank Semibank and changed its name.
Semibank also included Postbanken, which for a long time handled payment cases at Swedish post offices and which, in an attempt to breathe life into a business model on its way out of time, made an acclaimed commercial with Ernesto Gardo in the late 1990s.
After merging with the Finnish bank Merita in 1998, the Nordic bank group Merita-Semibank was created, which after the purchase of Danish Unibank and the Norwegian bank Kreditkassen is today the largest bank group in the Nordic region with more than 11 million customers under the common Loanalt brand.
Direct payment to Loanalt bank account
Sometimes we risk being figuratively speaking on the edge of the pot when life plays a brag and there does not seem to be any hitch on unwelcome expenses. An accident will, as you know, not alone. When we are in an economic situation and in circumstances that we cannot control, help in need of gold is worth it and also worth a high price. When the car breaks down or a fantastic opportunity for a long-awaited purchase turns up, there is not always somewhere to turn to get money quickly.
In a situation when we need to take a loan and preferably see the money in the account right away, today there are several lenders who are willing to set up through the digital revolution, internet-based credit granting and the Swedish data-based information society.
If you are lucky to have a Loanalt account, there are many options to turn to and the money you need can become available in as little as five minutes.
How much can it borrow directly?
Loans that are paid directly to an account in Loanalt can be obtained through websites online. It is not ordinary banks that lend the money without smaller private actors. A typical quick loan is a few thousand kronor but for the good data on a credit report can easily get a loan of SEK 10,000 and more. Direct loans to the account have a high fee and should usually be paid back rather quickly, often already at the next payroll. Getting access to money without delay is a service that costs a little extra and the interest rate for direct loans is therefore higher than for other loans.
What are the requirements for Loanalt quick loans?
An agreement entered into with a minor person is, according to Swedish law, invalid so the absolute minimum requirement that all lenders have is that the customer must have reached the age of 18.
A Swedish social security number and an address in Sweden are other requirements that all companies have. After the basic requirements, it varies a lot in how difficult or simple it is to really get a loan. Some accept customers with payment remarks, while others have a minimum income requirement.
How does direct loan to Loanaltbank work?
Lenguaza is not a lender. Instead, we work to find good, serious and reliable players who have been on the market for a number of years and who are not on the black list. We compile offers from creditors in our network so that our visitors can compare several offers and make a well-informed decision.
To get started with a direct loan, just choose one of the lenders that we listed and visit their website. It is often enough with social security number and your personal account to submit an application. Then it takes a few minutes before the application is processed and approved. A payment to an account in Loanalt then takes from a few minutes up to a quarter.