Goodcash quick loans are available from 5,000 up to SEK 30,000, with no other costs such as annual fee or setup fee. You only pay interest while you have the loan.
The interest you deduct in your declaration and you can at any time choose to repay the loan at no extra cost.
Benefits of Goodcash quick loan
- Benefits of Goodcash quick loan
- Terms Goodcash
- How do Goodcash approve loans?
- Loans from Goodcash despite payment note?
- Borrow from Goodcash with bank ID
- Customer service Goodcash
- Pay back the entire debt at any time
- Payment notes and old attempted foreclosures may exist
- Easy to extend loan
- No paper needed – sign with Bank ID
- Payout the next day
- At least 20 years (this year)
- Not more than 62 years
- No debt at the crown bailiff (remarks can be okay)
- Swedish social security number
- Not subject to debt restructuring
How do Goodcash approve loans?
Goodcash sees to the customer’s future ability to pay, a payment note does not require a rejection of an application for a loan. With ordinary banks, it is almost impossible to get a loan for the one who made a small mistake as not paying a parking ticket on time. Although all debts are paid, a note remains for more than three years. It’s tough conditions and often far too hard. Everyone can miss a payment or end up in an economic fix.
This lender looks at the whole and weighs in all the factors. If you have access to an Internet connection, it is easy to search for a Goodcash quick loan. You do not need to print any paper but sign digitally with BankID, a service you get from your regular bank at no cost.
Loans from Goodcash despite payment note?
Getting a loan in spite of payment remarks has previously been almost impossible. The penalty for carelessness with a bill is hard, a note remains for three years and if it appears on a credit report, the application goes to the trash of most lenders.
But there are many acceptable explanations that a bill was not paid on time. Moving to a new address, illness or travel abroad is some reason. Despite the fact that the debt is paid and there is no debt balance with the crown bailiff, it will be the bank’s advantage.
Goodcash specializes in smaller private loans from SEK 5,000 to SEK 30,000. They make an individual assessment of each application and can grant loans also to anyone who has a dot at the bailiff.
Goodcash can offer loans to people with a weak credit rating because they base their credit assessment on future ability to pay. There are some lenders offering specially designed loans for people with bad credit history but many are unnecessarily expensive.
Those who have reached the age of 20 can apply for a loan free of charge with a lower maximum rate than similar loan solutions. An unsecured loan (blank loan) is based on the borrower’s creditworthiness instead of any type of collateral.
Since this type of loan poses a greater risk to the lender, they have higher interest rates than loans against collateral such as mortgages or car loans. For those who also have a poor credit rating as a result of one or more payment remarks, it is important to understand that the loan options are limited. There are no cheap loans but on the other hand loans with terms that are acceptable. So it is important to choose the best option and Goodcash is one of them.
The risk of lending money to people who are proven to be sloppy with their personal finances is high. The interest rate is high because those who pay back their loans also indirectly pay for those who throw away their responsibility. A loan with a payment note is never as good as ordinary bank loans, but it is nevertheless possible to find better options than expensive small loans or loans from the mortgage bank.
Borrow from Goodcash with bank ID
At Goodcash, the customer uses BankID to digitally sign the loan. This means that the processing goes a lot as there is no need for correspondence with paper documents that are sent and returned via the mail.
Goodcash offers market interest rates without costly fees and is keen on its customers. They have the ambition to leave a message as soon as possible and as soon as the loan is approved with e-identification, the payment to the bank account is made without delay.